Salary Breakup Calculator
Understand your CTC, gross salary, deductions, employer contributions and estimated monthly take-home salary with a simple salary breakup.
Enter Your Salary
Enter your annual CTC and choose the calculation assumptions.
₹0
After employee PF and professional tax
Annual & Monthly Details
Earnings
Employer Contributions
Employee Deductions
How Salary Breakup Works
Your CTC is not the same as the amount you receive every month in your bank account. CTC can include salary components and employer contributions.
CTC
Cost to Company represents the annual cost associated with employing you.
Gross Salary
Gross salary represents salary earnings before employee deductions.
Deductions
Employee PF and professional tax can reduce the amount received by the employee.
Take-Home
Take-home salary is the estimated amount remaining after the selected deductions.
Important Note
This calculator provides an estimate based on the assumptions entered by the user. Actual salary structures can vary between employers and may include additional components such as bonuses, incentives, insurance, variable pay, tax deductions and other benefits.
Income tax is not included in this basic salary breakup calculation. Actual take-home salary may therefore differ from the result.
Salary Breakup Calculator FAQ
What is CTC?
CTC stands for Cost to Company. It represents the overall annual cost associated with an employee and can include salary components and employer contributions.
Is CTC the same as take-home salary?
No. CTC can include employer contributions and other components that are not directly paid to the employee as monthly cash salary.
Why is my take-home salary lower than my CTC?
CTC can include employer PF, gratuity and other benefits. Employee deductions can also reduce the amount credited to your bank account.
Does this calculator include income tax?
No. This basic version calculates salary breakup using the selected salary components and deductions. Income tax is not included.
Can salary structures differ between companies?
Yes. Employers can use different salary structures and components. Always compare the detailed salary structure provided with your offer or employment documents.