SIP Calculator
Estimate your SIP maturity amount, total investment and potential returns based on your monthly investment, expected return and investment period.
Investment Details
Enter your monthly SIP amount, expected return and investment duration.
₹0
Estimated value at the end of the investment period
SIP Calculation
Investment
Year-by-Year Projection
How SIP Works
A Systematic Investment Plan allows you to invest a fixed amount regularly, usually every month, instead of investing a large amount at once.
Choose Amount
Decide how much you want to invest every month.
Choose Duration
Select how many years you plan to continue your investment.
Earn Returns
Your investment can potentially grow through market-linked returns.
Build Wealth
Compounding over a longer period can increase the potential maturity value.
How SIP Returns Are Estimated
The result is an estimate based on the assumed annual return and does not guarantee actual investment performance.
Important Information
SIP returns are not guaranteed. Mutual fund investments are subject to market risks and actual returns may be higher or lower than the assumed rate used in this calculator.
This calculator provides an illustrative estimate based on the information entered by the user.
The calculator does not account for every possible factor such as expense ratios, taxation, exit loads or changes in investment performance.
SIP Calculator FAQ
What is SIP?
SIP stands for Systematic Investment Plan. It allows investors to invest a fixed amount at regular intervals, commonly every month, into a mutual fund scheme.
How does the SIP calculator work?
The calculator uses your monthly investment, assumed annual return and investment period to estimate the future value of your SIP.
Are SIP returns guaranteed?
No. SIP returns from market-linked investments are not guaranteed. The calculator uses an assumed rate only for illustration.
What is SIP compounding?
Compounding means returns generated by an investment can themselves generate additional returns over time. Longer investment periods can therefore significantly affect the estimated future value.
What is SIP step-up?
A step-up SIP increases your monthly investment periodically, usually once a year. Increasing your SIP as your income grows can increase the total amount invested over time.
Is this SIP calculator an investment recommendation?
No. This is an educational calculation tool. It does not recommend any particular mutual fund, stock or investment product.